What can dogs teach us?
Dogs develop their own wisdom to live amongst different species. They would teach us about friendship, habits, giving and taking
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Category: Life & Money Q&As
We are often invited to answer interesting and thought-provoking questions on money and life
by those who know us through Quora as well as in conversation or by email.
Quora’s mission is to share and grow the world’s knowledge. A vast amount of the knowledge that would be valuable to many people is currently only available to a few — either locked in people’s heads or only accessible to select groups. Quora connects the people who have the knowledge to the people who need it, brings together people with different perspectives so they can understand each other better, and empowers everyone to share their knowledge for the benefit of the rest of the world.
Its a privilege to respond to these questions and you will find our answers on these pages, as well as links to the original question so you can read the responses of others and get involved in the debate if you so wish…
What must I ask to plan well?
Ask yourself about facts and data as well as questions of self-discovery. The questions are usually more important than the answers.
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Why financial planning?
Financial planning balances short term passion and longer-term prudence. However, weak assumptions can invalidate your plan.
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How do I invest time at 22?
Follow your dreams. Decide what’s really important. Don’t follow the crowd. Travel and explore when you have little or no commitments.
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How do I live positively?
A positive attitude is a pre-requisite for success. Develop positive day-to-day habits. Don’t wait for success to bring a positive attitude to you.
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Why life coaching?
Life coaches aid you in the rewarding process of self discovery and personal development. Sports coaches train you to learn processes.
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How do I overcome envy?
Take responsibility for overcoming envy by letting go, defining your own success and getting to really know yourself.
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Retire or work?
We will continue our flexible work pattern as we grow older, but on our own terms; whether we retire or work is also less clear cut.
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Smart and wealthy?
Why aren’t all smart people wealthy?This question from the founder of MommyGO has produced a significant response…
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How can youngsters save?
What is the best way to start saving money when you are young? We would suggest turning this question on its head…
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Freedom from budgets…
Budgets set boundaries, within which you have freedom to spend as you will to achieve goals. They are both restrictive and freeing.
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Funding retirement…
Should you drawdown or take income from your capital in retirement? A combination of sources of cash for spending adds diversity and reduces risk.
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Can I become financially free?
Yes if you know what you want first. This sets the boundaries in which you will have the freedom to act, speak or think as you want.
Read More To learn or play?
Is it better to save money you would otherwise spend on going out and socialising and use your saved money for your education?
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What’s red flag advice?
Beware of advice regarding a high return, low risk, low tax investment and of any advice that will lead you to become over-indebted.
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Personal finance heroes
An intersting Quora question: Who are a few people you look up to in the personal finance space?
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Personal finance lessons?
The main lessons I’ve learnt from a career in personal finance are to recognise and live by key financial tenets, values and principles.
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About saving money
What easy, little things can anyone do every day to save money? Measuring your money and defining its purpose are both important considerations
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Budgets and stress
How do you help someone who is simply unable to understand a budget or follow one and it’s causing tremendous stress?
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